Relationship Manager Home Loans And Loan Against Property

Company Description HDFC Sales Private Limited is a subsidiary of HDFC Bank Ltd and serves as the distribution arm for the HDFC group, providing doorstep financial services to prospective clients. The company focuses on offering comprehensive financial management solutions tailored to individual needs. Its product portfolio includes Home Loans, Life Insurance, and General Insurance, enabling customers to plan and protect their financial futures. HDFC Sales emphasizes customer-centric service, strong ethical practices, and long-term relationships with clients.
Role Description The Relationship Manager Home Loans and Loan Against Property is a full-time, on-site role based in Bengaluru. The position involves identifying and contacting prospective customers, understanding their housing finance requirements, and offering suitable home loan and loan against property solutions. The Relationship Manager will manage the end-to-end sales cycle, including lead generation, document collection, application processing support, and coordination with internal teams for approvals and disbursements. The role includes maintaining ongoing relationships with clients, ensuring high service standards, addressing queries, and encouraging repeat and referral business. The Relationship Manager will also work closely with channel partners, developers, and other stakeholders to drive business growth and achieve assigned targets.
Qualifications
Proven experience in retail lending, preferably in home loans or loan against property, with strong understanding of housing finance products and processes.
Strong sales, negotiation, and relationship-building skills, with the ability to convert leads and maintain long-term client connections.
Effective communication and interpersonal skills, with the ability to explain financial products clearly and handle customer queries professionally.
Good analytical and basic financial assessment skills for evaluating customer eligibility and documentation requirements.
Comfort with fieldwork and on-site client meetings in Bengaluru, along with the ability to work both independently and within a team.
Minimum educational qualification of a bachelor’s degree in business, finance, commerce, or a related field; prior experience in banking or financial services is highly beneficial.
Proficiency in MS Office and basic digital tools for reporting, documentation, and tracking sales activities.
High level of integrity, customer orientation, and willingness to work in a target-driven environment.

Work arrangement
No