Regulatory and Compliance Team Lead

Overview
World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team
Typically, the work schedule is from 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, though additional hours may be required based on business needs
About The Role
WBL is seeking a Regulatory and Compliance Team Lead to manage the operational compliance framework supporting WBL's lending, servicing, and corporate activities. The Team Lead will translate applicable federal and state requirements into practical policies, controls, monitoring, training, reporting, and remediation while supervising the Regulatory Associate and Compliance Associate
What Success Looks Like
Maintains a current, risk-based compliance framework aligned with WBL's products and operations
Ensures regulatory changes, licensing obligations, disclosures, policies, and controls are assigned and completed on time
Identifies compliance gaps early and drives documented, sustainable remediation
Provides clear reporting and escalation to Corporate Legal and executive leadership
What You'll Be Doing (Core Responsibilities)
Compliance Program Leadership
Lead the compliance framework across WBL's lending, servicing, and corporate operations
Maintain the compliance risk assessment, obligations inventory, control framework, annual work plan, and reporting calendar
Develop and maintain compliance policies, procedures, standards, training materials, and evidence of completion
Assign, prioritize, and review the work of the Regulatory Associate and Compliance Associate and support their development
Regulatory Oversight
Monitor adherence to applicable federal and state requirements, including usury limits, licensing requirements, and disclosure obligations
Oversee regulatory change management by assessing new requirements, identifying affected processes, assigning owners, and validating implementation
Coordinate licensing, registration, examination, inquiry, and regulatory-response activities with Legal and business stakeholders
Maintain effective relationships with internal subject-matter experts and external advisors when specialized interpretation is required
Monitoring, Testing, and Remediation
Establish risk-based monitoring and testing plans for key compliance obligations and operational controls
Review findings, determine root causes, assign corrective actions, and track remediation through closure
Escalate significant or repeated compliance issues promptly and support management decisions with clear risk analysis
Maintain complete, audit-ready evidence of reviews, findings, approvals, and remediation
Cross-Functional Collaboration and Reporting
Partner with Legal, Operations, Lending, Servicing, Finance, Internal Audit, Information Technology, and other functions to embed compliance requirements into operations
Provide concise dashboards, trend analysis, risk summaries, and status updates to Corporate Legal and executive leadership
Support product, process, vendor, and jurisdictional changes by identifying compliance requirements before implementation
Drive continuous improvement in compliance workflows, documentation, quality assurance, and reporting
Requirements
Education
Bachelor's degree in law, compliance, finance, business, public policy, or a related field
JD or a recognized compliance, risk, audit, or financial-services certification is preferred
Required Experience
5+ years of regulatory compliance, legal, risk, or audit experience in financial services or another highly regulated industry
Working knowledge of U.S. federal and state legal and regulatory frameworks affecting lending, servicing, licensing, usury, and disclosures
Experience building or operating compliance policies, controls, monitoring, testing, training, issue management, and reporting
Prior team leadership, work-review, or project-lead experience
Preferred Background / Industry Experience
Financial services, commercial lending, private lending, banking, fintech, specialty finance, mortgage lending, or another highly regulated industry
Specific Technical Skills Needed
Regulatory research and change management
Compliance risk assessments, control frameworks, monitoring, and testing
Licensing, disclosure, policy, training, and examination support
Issue management, root-cause analysis, remediation tracking, and executive reporting
Key Competencies
Leadership
Risk-based judgment
Executive communication
Stakeholder management
Analytical thinking
Accountability
Remote Work Requirements
Stable, reliable internet connection
Professional and dedicated remote working setup
Ability to work effectively across a remote, multinational organization and maintain confidentiality
Benefits
What We Offer
💰 Compensation in USD.
🏖️ Benefits include paid time off (PTO).
🌍 Work Environment: Fully remote work environment.
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply

Work arrangement
Yes