Lead Enhanced Life Underwriting Analyst

Job Family
Underwriting
About Us
At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests.
Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment — one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there.
Who We Are
We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life.
Today, we’re part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what’s important to them.
We’re empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good — for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms.
What We Do
Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs.
Transamerica employs nearly 7,000 people. It’s part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.* For more information, visit transamerica.com.
Job Description Summary
This position serves as a key leader in life underwriting transformation initiatives, driving the implementation of strategic projects, process improvements, and technology solutions that support the evolution of life underwriting operations. This role partners across life underwriting, operations, product, technology, distribution, and vendor organizations to identify opportunities, define business needs, and deliver innovative solutions that enhance efficiency, customer experience, and operational effectiveness. The Lead Analyst acts as a subject matter expert in life underwriting processes and transformation efforts, providing leadership throughout the project lifecycle including requirements gathering, solution design, testing, implementation, training, and post-launch support. This position plays a critical role in advancing life underwriting modernization strategies while fostering collaboration, managing stakeholder relationships, and supporting organizational change.
Job Description
Responsibilities
Lead life underwriting transformation initiatives that support modernization, automation, and operational excellence.
Partner with technical teams to ensure solutions align with life underwriting objectives and operational needs.
Facilitate project planning, requirements gathering, solution design, testing, deployment, and stabilization activities.
Serve as the life underwriting representative on cross-functional initiatives involving Operations, Distribution, Technology, Product, and vendors.
Develop and deliver training, knowledge transfer, and communication plans to stakeholders.
Coordinate business readiness activities and implementation support.
Support release planning, production validation, and post-implementation monitoring.
Drive issue resolution and escalation management to ensure successful outcomes.
Evaluate new data sources, rules, and underwriting tools to improve decision-making.
Assist in managing project timelines, priorities, and stakeholder communication.
Serves as a primary liaison between New Business, Life Underwriting, Training & Development, Project Management, Technology, QA, Sales & Marketing, vendors, etc.
Coaches and mentors team members while providing project leadership without direct people management responsibility.
Keep abreast of relevant events in the insurance sector.
Qualifications
Bachelor’s degree in a business-related field or equivalent experience.
Six years of life or health underwriting experience.
Three years of underwriting experience within Transamerica or three years of high level experience working on an enhanced underwriting project.
Understanding of the enhanced underwriting user interface.
In-depth knowledge of industry products.
Communication and interpersonal skills to interact with multiple business groups, including Life Underwriting, New Business, Project Management, IT, QA, Training & Development, Sales & Marketing, etc.
Decision-making and problem-solving skills.
Time-management skills to work on multiple priorities simultaneously.
Willingness to continue education to stay current in the insurance sector.
Proficiency in MS Office.
Preferred Qualifications
Experience working with life underwriting workbench platforms, rules engines, and automated decisioning systems.
Experience supporting vendor integrations and underwriting data sources.
Strong communication and presentation skills with the ability to translate technical concepts into business language.
Demonstrates a high degree of initiative and accountability.
Completion of FALU courses or LOMA courses.
FLMI designation or related coursework.
Working Conditions
Remote (Other) Environment
Occasional Travel <10%
The Salary for this position generally ranges between $87,000-105,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.
Additionally, this position is typically eligible for an Annual Bonus of 12.5% based on the Company Bonus Plan/Individual Performance and is at the Company’s discretion.
Disclaimer:
We will never request personal information such as ID or payment for equipment upfront.
Official offers are sent via DocuSign following a verbal offer—not through text or email
This job description is not a contract of employment nor for any specific job responsibilities. The Company may change, add to, remove, or revoke the terms of this job description at its discretion. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request.
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