Live opening · Posted 7 hours ago
The key details from the original listing.
Live timing from JobBeeper.
Description supplied by the original job listing.
To ensure that the Bank’s need to provide adequate controls over the risks encountered in the pre and post credit granting stage of the credit process are satisfied by verifying key documents and maintaining tight control over approved running facilities, warehousing inspection and monitoring key distributors in line with approved parameters.
Type of Qualification: First Degree
Field of Study: Banking & Finance, Business Administration, Legal or a related field
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
1-2 years
Experience with home loans and lending will be beneficial in this role. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.
1-2 years
Personal and Business banking will provide holistic exposure regarding credit risks, lending and associated collateral. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.
3-4 years
Understand the bank's products & facilities, terms, & the associated terms & conditions in the facility life cycle to ensure that legal risk is effectively restricted. Knowledge of legislative requirements, such as credit agreements, loan documentation, & the variety of lending mechanisms & types of collateral that may be used. Exposure to registration processes & internal controls & processes, specifically relating to the drafting, execution, management & custody of collateral documentation.
Personal Competencies:
Methodical; must be able to prioritize
Attention to detail; thorough, particular and accurate
Analytical; good numerical ability
Initiative; ability to act with no supervision
Resilience; ability to stand ground when being challenged.
Integrity; maintaining a high level of trust.
Written communication; correspondence to be articulated in a logical, well structured and user-friendly manner.
Energetic and with sound decision skills
Must be able to work under pressure, handle pressure/conflict and remain focused.
Verbal communication. Convey facts, ideas and opinions clearly to others.
Socially sensitive; understand internal and external customers and adapt social behaviour accordingly
Technical Competencies:
Asset Based Lending
Contract Management
Loan Assessment & Approval
Loan Processing
Mortgage Lending
Risk Acceptance
Risk Identification
Risk Measurement
Employment type
Full-time
Work arrangement
No
Recently tracked roles with full details and direct application links.