Credit Audit / Credit Analysis

Company Description Long Shot Jobs is a specialized job aggregator focused on connecting Chartered Accountants and finance professionals with relevant opportunities in one centralized platform. Using a match-making algorithm, the platform aligns job profiles, locations, experience levels, and salary expectations to suitable openings. Candidates can apply to multiple roles quickly and use an integrated BOT to assess eligibility before applying. The community includes over 8,500 registered candidates across 950+ cities in all Indian states and union territories. Long Shot Jobs aims to simplify and streamline the job search process through its Android app and web-based iOS access.
About the Role
We are looking for a CA Qualified / CA in Practice professional with relevant experience in credit analysis, credit assessment, credit reporting, and credit management. The candidate will be responsible for reviewing credit proposals, assessing financial and credit risks, preparing credit reports, and supporting credit-related decision-making.
Key Responsibilities
Conduct detailed credit analysis and assessment of customers/borrowers.
Review financial statements, balance sheets, P&L, cash flows, and other financial information.
Evaluate the creditworthiness and financial strength of clients/customers.
Prepare and review credit appraisal reports, credit reports, and credit-related documentation.
Analyze existing and proposed credit limits, exposure, repayment capacity, and risk factors.
Identify potential credit risks, deviations, and financial irregularities.
Review loan/credit proposals and supporting documents for accuracy and completeness.
Coordinate with credit managers, finance teams, and other stakeholders regarding credit-related matters.
Monitor existing credit exposures and highlight potential risk areas.
Support credit managers and senior management in credit evaluation and decision-making.
Ensure compliance with internal credit policies, procedures, and applicable guidelines.
Prepare MIS and periodic reports related to credit analysis and portfolio performance.
Required Skills
Strong knowledge of Credit Analysis and Credit Risk Assessment.
Experience in Credit Reporting / Credit Appraisal.
Good understanding of financial statements and financial ratios.
Knowledge of lending, credit exposure, repayment capacity, and risk assessment.
Strong analytical and problem-solving skills.
Good knowledge of MS Excel and financial analysis.
Excellent documentation and report-writing skills.
Ability to work with large volumes of financial and credit data.
Eligibility
CA Qualified is mandatory.
CA in Practice candidates with relevant credit/financial analysis experience may also be considered.
Candidates with prior experience as a Credit Manager, Credit Analyst, Credit Risk professional, or in a similar credit-focused role are preferred.
Relevant experience in Banking, NBFC, Financial Services, Credit Rating, or Corporate Credit will be an advantage.
Preferred Candidate Profile
Candidates who have hands-on experience in credit analysis, credit appraisal, credit reporting, credit risk assessment, or credit management and possess a CA qualification are encouraged to apply.
Location: Chennai

Work arrangement
No