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微信支付-风险策略产品经理

Tencent · Shenzhen, China

Own > 3 years of working experience

At a glance

The key details from the original listing.

Posting date unavailable

CompanyTencent

LocationShenzhen, China

Experience> 3 years of working experience

Source

Own

ListedPosting date unavailable

About the role

Description supplied by the original job listing.

1.负责消费信贷产品的经营分析与决策支持、额度与价格策略设计及迭代，资产风险的监控与预警；
2.经营分析与决策支持：围绕规模、风险、利润等核心经营指标开展专项分析，定位增长瓶颈与风险源头，输出可执行的策略建议与分析报告，支撑经营决策与目标拆解；
3.额度策略设计与迭代：基于客群分层与风险表现，设计并优化授信额度策略，通过实验设计与效果归因验证策略收益，持续提升优质用户的用信活跃度；
4.定价策略设计与迭代：结合风险成本、资金成本与客户价格弹性，制定差异化定价及临时定价方案，在风险可控前提下平衡利润与规模增长；
5.风险监控与预警：搭建并运营多维度风险监控体系，及时识别风险异常与策略偏离，定位归因并推动止损与优化措施落地，形成"监控—预警—归因—处置"闭环。

Experience
> 3 years of working experience

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