Sales Officer business loan

Company Description HDFC Bank Limited (HDB) is a leading Indian banking and financial services company headquartered in Mumbai. It is India's largest private sector bank by assets and ranks among the top global banks by market capitalization, following its merger with parent company HDFC. Listed on Indian stock exchanges, it is one of the country's most valuable companies, with a market capitalization of around $150 billion as of September 2023. HDFC Bank is also a major employer in India, with a workforce of nearly 173,000 employees, offering structured career growth, training, and development opportunities.
Role Description This is a full-time, on-site Sales Officer – Business Loan role based in Chennai. The Sales Officer will be responsible for sourcing and acquiring new business loan customers through direct sales, customer visits, and local market outreach. The role includes explaining loan products, eligibility criteria, and documentation requirements, as well as assisting customers with applications and ensuring timely completion of onboarding processes. The Sales Officer will manage pipeline follow-ups, coordinate with internal teams for approvals and disbursements, and maintain accurate records of leads, prospects, and conversions. The position also involves meeting assigned sales targets, adhering to compliance and risk guidelines, and delivering a professional, customer-centric experience at all times.
Qualifications
Strong Customer Service skills, with the ability to understand business needs and provide appropriate loan solutions.
Experience in Lead Generation and prospecting through field visits, referrals, and local market activities.
Effective Communication skills, including clear verbal and written interaction with customers and internal teams.
Knowledge of Sales Operations, including managing pipelines, documentation, and coordinating disbursals.
Exposure to Channel Sales, working with partners, connectors, or intermediaries to drive business loan acquisitions.
Prior experience in retail or SME lending, business loans, or banking/financial services is preferred.
Basic understanding of credit assessment, KYC norms, and regulatory compliance in financial services.
Minimum educational qualification: Bachelor’s degree in any discipline; relevant certifications in finance or sales are an advantage.
Ability to work in a target-driven environment, with strong negotiation and relationship-building skills.
Comfortable working on-site in Chennai and traveling locally for client meetings and market outreach.

Work arrangement
No