Direct Sales Executive

Company Description Kotak Mahindra Group, established in 1985, is one of India’s leading financial services conglomerates and the first non-banking finance company in India to become a bank, now known as Kotak Mahindra Bank Limited. The Group offers a comprehensive range of financial services including commercial banking, stock broking, mutual funds, life insurance, and investment banking, serving both individual and corporate customers. With a strong consolidated net worth and a robust balance sheet, Kotak Mahindra Group continues to expand its presence through an extensive branch and franchise network across India. The Group also operates international offices in major financial hubs such as London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius, and Singapore, offering diverse opportunities and a dynamic work environment for professionals.
Role Description The Direct Sales Executive role at Kotak Mahindra Bank is a full-time, on-site position based in Lucknow. In this role, the executive will be responsible for identifying potential customers, explaining banking and financial products, and driving sales to meet assigned targets. The position involves regular customer meetings, follow-ups, and field visits to build and maintain strong client relationships. The executive will also support customers through the application and onboarding process, coordinate with internal teams for smooth service delivery, and ensure compliance with bank policies and regulatory guidelines. Daily activities include reporting sales performance, updating customer records, and participating in local marketing and outreach initiatives.
Qualifications
Candidates should possess strong Communication skills for engaging with customers, presenting products clearly, and collaborating with internal stakeholders.
Candidates should possess solid Customer Service abilities to handle inquiries, resolve issues promptly, and provide a positive, professional client experience.
Candidates should possess proven Sales skills, including prospecting, negotiation, and closing, with the ability to work toward and achieve sales targets.
Candidates should possess basic understanding of Finance and Insurance concepts to explain banking, loan, and protection products accurately and responsibly.
Relevant experience in direct sales, retail banking, or financial services is preferred.
Minimum educational qualification: graduate degree in any discipline from a recognized institution.
Ability to work in the field, manage time effectively, and adapt to a fast-paced, target-driven environment.
Proficiency in local language and working knowledge of English; familiarity with basic computer and mobile applications.

Skills
Negotiation, Investment Banking, Onboarding

Work arrangement
No