Senior Associate- Credit Monitoring & Recovery

Title of the Position: Senior Associate- Credit Monitoring & Recovery (On Contract)
Qualification: Graduate in any discipline with MBA/PGDBA/PGDBM/ Chartered Accountant / Cost Management Accountant / CFA.
Experience & Skills required:
➢ Minimum 6 years of post-qualification experience in a Bank/ FI/ NBFC/ Consulting Firm in any one or more of resolution of stressed assets, corporate credit, project finance, appraisal, monitoring, recovery.
Key Objectives and Responsibilities:
➢ Conduct in-depth credit appraisal and evaluation of financing proposals, including assessment of financial analysis, business analysis, economic analysis and project risks analysis of various industrial sectors.
➢ Undertake project appraisal and financial modelling to assess viability, profitability, sensitivity analysis based on cash flows.
➢ Initiate and support recovery and resolution actions for stressed assets/NPAs, including restructuring, settlements, assignments, follow-up and recovery proceedings under Insolvency and Bankruptcy Code (IBC), DRT etc.
➢ Undertake valuation of land, building, plant, machinery and equity.
➢ Prepare comprehensive credit notes, appraisal memoranda, and recommendations for approval authorities.
➢ Develop, maintain, and analyze MIS reports related to credit, portfolio performance, and recovery activities.
➢ Coordinate with regulatory authorities, statutory auditors, and inspection teams, and facilitate compliance with audit requirements.
➢ Perform any other duties, assignments, or responsibilities entrusted by IFCI from time to time in line with organizational requirements.
HOW TO APPLY:
Candidates fulfilling the above eligibility criteria may submit their Resume/Biodata at IFCI Ltd official website www.ifciltd.com on the careers page by filling the complete online application.
The CV should be uploaded only in the format available on the website under “Careers” Section
Note: LAST DATE FOR APPLYING ON THE WEBSITE IS SEPTEMBER 27, 2026.

Work arrangement
No