Insurance Financial Advisor

Company Description The Life Insurance Corporation of India (LIC) is a state-owned life insurance company established in 1956 and headquartered in Mumbai, Maharashtra. As a leading Government-owned corporation in India’s life insurance sector, LIC offers a comprehensive range of products, including life and health insurance, pension plans, ULIPs, group schemes, and micro insurance. The organization serves diverse customer needs through a vast network of agents and branches across India and abroad. LIC’s extensive reach enables it to provide accessible, reliable financial protection and long-term savings solutions to both residential and non-residential populations.
Role Description The Insurance Financial Advisor is a full-time, on-site role based in Howrah. The advisor will meet with clients to assess their financial goals, risk profile, and insurance needs, and recommend suitable LIC insurance and investment products. Daily responsibilities include preparing financial and retirement plans, explaining policy features and benefits, assisting clients with applications and documentation, and maintaining accurate records of client interactions. The advisor will follow up with existing policyholders to review coverage, suggest policy upgrades or additional plans, and support claim-related queries. The role also involves prospecting new clients, participating in local marketing and outreach activities, and staying up to date on LIC products, regulatory guidelines, and market trends.
Qualifications
Candidates should possess strong Financial Planning and Retirement Planning skills to design appropriate long-term strategies for clients.
Candidates should possess solid knowledge of Finance and Investments to guide clients on suitable savings and investment-linked insurance options.
Candidates should possess a thorough understanding of Insurance products and principles to explain policy terms, coverage, and benefits clearly.
Excellent communication and interpersonal skills to build trust, clarify complex financial concepts, and maintain lasting client relationships.
Strong ethical standards, client-centric mindset, and the ability to handle confidential financial information responsibly.
Comfort with basic digital tools and record-keeping systems for managing client data and policy documentation.
Prior experience in financial services, banking, or insurance advisory is an advantage.
Minimum educational qualification: higher secondary or bachelor’s degree in any discipline; commerce or finance-related studies are preferred.

Work arrangement
Hybrid