Director Asset Management

Description
The Head – Assets will be responsible for building, scaling, and managing the entire asset franchise of the NBFC, including origination, credit, underwriting, portfolio management, and collections. The role will focus on creating a high-quality, profitable, and diversified loan book while maintaining strong asset quality and disciplined risk management.
This is a hands-on leadership role requiring both execution and strategic business building.
1. Execution
Drive loan origination across SME, MSME, Corporate, Retail, and Loan Against Securities (LAS) segments
Build sourcing channels through OEMs, dealers, DSAs, channel partners, and direct client relationships
Lead the complete credit lifecycle: customer acquisition, appraisal, underwriting, documentation, disbursement, and post-disbursement monitoring
Own portfolio performance, including disbursements, yield, collections, PAR, NPAs, and recoveries
Work closely with Operations, Legal, and Collections teams to ensure efficient execution and customer servicing
2. Strategy: Build the Asset Franchise (0 → Scale)
Develop the end-to-end asset growth strategy aligned with the NBFC's business expansion plans
Design scalable lending products and identify high-potential customer segments and industry verticals
Establish robust credit policies, underwriting standards, pricing frameworks, and risk scorecards
Build a repeatable and data-driven origination engine with strong governance and portfolio analytics
Support the NBFC's evolution from a single-product lending platform to a diversified multi-product asset business

Work arrangement
No