Credit Executive

Company Description Rupezi is a technology-driven digital lending platform focused on making personal finance simple, accessible, and convenient. By combining advanced technology, robust data analytics, and seamless digital processes, Rupezi offers a faster and more user-friendly borrowing experience. The platform serves a diverse range of customers across India, helping them access credit with greater transparency and ease. Team members at Rupezi work in a dynamic, innovation-oriented environment that is dedicated to improving how individuals manage and obtain personal finance solutions.
Role Description The Credit Executive role at Rupezi is a full-time, on-site position based in New Delhi. The Credit Executive will review and assess credit applications, analyze financial information, and determine creditworthiness in line with internal policies and regulatory requirements. The role involves monitoring customer accounts, managing credit limits, and identifying potential credit risks to support healthy portfolio performance. The Credit Executive will collaborate with customer service and operations teams to resolve credit-related queries, maintain accurate records, and ensure timely communication with customers. This position also includes preparing reports, recommending process improvements, and contributing to data-driven decision-making for the lending function.
Qualifications
Strong credit-focused skills, including Credit Control and Credit Management.
Solid Analytical Skills with the ability to interpret financial and customer data.
Knowledge of Finance principles, lending processes, and risk assessment.
Customer Service skills for handling credit-related inquiries and maintaining positive client relationships.
Attention to detail and accuracy in documentation and reporting.
Proficiency in using digital tools, spreadsheets, and basic data analysis software.
Ability to work collaboratively in a fast-paced, technology-driven environment.
Bachelor’s degree in Finance, Business, Economics, or a related field; prior experience in lending or banking is an advantage.

Work arrangement
No