Senior Transaction Banking Specialist

We're Hiring: Senior Transaction Banking Specialist
Location: United Arab Emirates (Remote)
Employment Type: Full-Time
Experience Level: Senior
Work Arrangement: Fully Remote
About Us
We are a globally focused organization committed to delivering secure, efficient, and scalable banking and financial solutions across diverse markets.
Our Banking, Treasury, Payments, Finance, Risk, Compliance, Technology, and Commercial teams collaborate to provide reliable transaction banking services, optimize cash and liquidity management, strengthen operational controls, and support the financial needs of corporate and institutional clients.
The Role
We are seeking an experienced Senior Transaction Banking Specialist to lead transaction banking activities across cash management, payments, collections, liquidity, account services, trade-related transaction support, banking products, and client service operations.
The ideal candidate will combine strong transaction banking expertise with commercial awareness, operational discipline, analytical capability, and relationship-management skills to deliver efficient banking solutions, improve client experiences, manage operational risks, and support the growth and performance of transaction banking services.
Key Responsibilities
Manage and support end-to-end transaction banking activities for corporate and institutional clients.
Provide transaction banking expertise across cash management, payments, collections, liquidity, account services, and related banking solutions.
Understand client operating models and identify transaction banking requirements and opportunities.
Assess client cash-flow structures, payment flows, collection processes, and liquidity needs.
Recommend appropriate transaction banking solutions based on client requirements and operational objectives.
Support the design and implementation of cash-management and payment solutions.
Manage domestic and international payment requirements across relevant banking channels.
Support wire transfers, electronic payments, direct debits, bulk payments, recurring payments, and other transaction types.
Coordinate cross-border and multi-currency payment arrangements.
Support cash pooling, liquidity management, sweeping, and account-structuring solutions where applicable.
Assist clients with account structures designed to improve cash visibility and operational efficiency.
Support virtual accounts, collection accounts, operating accounts, and other specialized account structures where applicable.
Manage receivables and collections solutions to improve payment visibility and cash conversion.
Support automated collections, reconciliation, remittance information, and receivables-processing solutions.
Analyze client payment and collection flows and identify opportunities for automation and efficiency improvement.
Coordinate transaction banking onboarding and implementation activities.
Gather business, operational, technical, and regulatory requirements for new transaction banking solutions.
Develop implementation plans, project timelines, milestones, and deliverables.
Coordinate with Product, Operations, Technology, Compliance, Legal, Risk, and client teams during implementation.
Support account opening, account maintenance, mandate management, and authorized-signatory processes.
Ensure transaction banking services are configured according to approved client requirements.
Coordinate client testing, user acceptance testing, payment testing, file testing, and system validation.
Support integration between client systems, banking platforms, ERP systems, treasury systems, APIs, and payment channels.
Assist with host-to-host, file-based, API, SWIFT, and other relevant connectivity solutions.
Monitor transaction banking service performance and investigate processing issues.
Manage payment exceptions, rejected transactions, failed collections, settlement issues, and service disruptions.
Coordinate resolution of transaction discrepancies with internal teams, banking partners, and clients.
Monitor service-level agreements and ensure transaction banking requests are completed within agreed timelines.
Maintain strong relationships with corporate clients, institutional clients, banks, payment providers, and internal stakeholders.
Serve as a subject-matter expert for transaction banking products, processes, and operational requirements.
Support relationship managers and commercial teams with transaction banking proposals and client discussions.
Prepare client presentations, solution proposals, product demonstrations, and implementation materials.
Analyze client transaction volumes, balances, payment flows, collections, and product usage.
Identify opportunities to deepen client relationships through additional transaction banking solutions.
Support cross-selling and product-expansion initiatives in partnership with Relationship Management and Sales teams.
Prepare business cases and financial analyses for transaction banking opportunities.
Assess pricing, fee structures, transaction economics, implementation costs, and expected profitability.
Monitor transaction banking revenue, fees, transaction volumes, balances, and client profitability.
Identify opportunities to improve transaction banking product economics and service efficiency.
Support pricing reviews and commercial negotiations within approved frameworks.
Monitor banking fees, transaction charges, service costs, and third-party expenses.
Coordinate with Treasury on liquidity, funding, settlement, and cash-management requirements.
Support liquidity forecasting and analysis of client or organizational cash positions where applicable.
Monitor account balances, cash movements, settlement requirements, and liquidity-related exceptions.
Ensure transaction banking activities comply with applicable policies, regulatory requirements, and control standards.
Coordinate with Compliance and Financial Crime teams on KYC, sanctions screening, transaction monitoring, and other applicable requirements.
Support appropriate controls over payment instructions, beneficiary information, account mandates, and transaction authorization.
Monitor operational risks associated with transaction banking products and processes.
Identify control weaknesses and recommend corrective and preventive actions.
Support fraud-prevention measures and escalation of suspicious or unusual transaction activity.
Maintain accurate transaction banking records, client documentation, process maps, operating procedures, and implementation materials.
Prepare management reports covering transaction volumes, service performance, client activity, revenue, operational risks, and improvement opportunities.
Key Performance Indicators
Transaction banking transaction volume
Payment processing accuracy
Payment settlement success rate
Payment processing turnaround time
Collection processing accuracy
Collection settlement rate
Straight-through-processing rate
Manual processing rate
Transaction exception rate
Failed transaction rate
Payment rejection rate
Reconciliation accuracy
Reconciliation completion rate
Outstanding transaction exceptions
Service-level agreement compliance
Client service response time
Client issue resolution time
Transaction banking implementation timeliness
Implementation quality
Client onboarding completion
System integration success rate
Connectivity uptime
Payment-channel availability
Account-service accuracy
Mandate-management accuracy
Client satisfaction
Client retention
Product adoption
Transaction banking revenue
Fee income growth
Transaction volume growth
Client profitability
Cross-sell and product penetration
Cash-management solution adoption
Collections solution adoption
Liquidity-management solution adoption
Digital banking adoption
Transaction cost efficiency
Banking fee efficiency
Operational risk incidents
Fraud-related transaction incidents
Compliance adherence
KYC and sanctions-screening compliance
Audit issue resolution
Process improvement completion
Automation adoption
Management-reporting timeliness
Transaction banking stakeholder satisfaction
Ideal Candidate
The successful candidate should have strong experience in transaction banking, cash management, payments, treasury services, corporate banking, financial operations, or banking product management, preferably within a bank, financial institution, fintech, payment provider, or multinational corporate environment.
The candidate should demonstrate:
Strong understanding of transaction banking products and operating models.
Proven experience across cash management, payments, collections, liquidity, and account services.
Strong understanding of domestic and international payment processes.
Experience supporting corporate or institutional banking clients.
Strong knowledge of cash-flow structures, payment flows, receivables, collections, and liquidity requirements.
Experience implementing transaction banking solutions and client banking services.
Strong und

Work arrangement
Yes