Collection Executive (Experienced Only)

Company Description Khushbu Auto Finance Limited (KAFL) is a leading Non-Banking Financial Company (NBFC), registered with the Reserve Bank of India since 1999 and currently operating as an Asset Finance Company. Promoted by Atul Auto Limited, a public listed company, and Dr. Vijay Kedia of Kedia Securities, KAFL combines strong industry backing with financial expertise. The company focuses on providing reliable, structured financing solutions in the automotive sector. KAFL is rated A+ with a Stable Outlook by CARE Ratings, reflecting its robust financial health and sound business practices.
Role Description This is a full-time, on-site Collection Executive role based in Bhubaneswar, intended for experienced professionals only. The Collection Executive will manage and follow up on overdue accounts, conduct regular reminder calls and visits, and negotiate payment plans in line with company policies. The role involves monitoring credit exposure, maintaining accurate records of collection activities, and preparing reports on receivables and recovery status. The individual will collaborate with the finance and operations teams to resolve customer queries, verify transaction details, and ensure compliance with internal guidelines and regulatory requirements. The position also requires proactive risk identification, escalation of critical cases, and adherence to ethical collection practices.
Qualifications
Candidates should possess strong Credit Control and Debt Collection skills, with proven experience handling overdue accounts and recovery processes.
Candidates should possess effective Communication skills, including negotiation, client interaction, and clear documentation of collection activities.
Candidates should possess solid Analytical Skills to assess repayment capacity, identify risk patterns, and interpret collection and financial data.
Candidates should possess foundational knowledge in Finance, particularly in lending, asset finance, and basic accounting concepts.
Experience in NBFCs, banks, or financial services collections, preferably in auto or asset finance.
Ability to work on-site in Bhubaneswar, manage field visits when required, and maintain high standards of professional conduct.
Proficiency in MS Office tools and basic reporting; familiarity with collection or finance software is an advantage.
Graduate degree in commerce, finance, business, or a related field; relevant certifications in credit or collections are a plus.

Work arrangement
No