State Collection Manager

Vibrant team player ,Qualified in Master of Business administration in Human Resource Management with 21 years of experience in collections & Sales in various products like Credit Cards , Two wheelers, Consumer durables, Personal Loans (Salaried & Self Employed ) , Mortgages , Used Cars , Unsecured Business Loans & Rural Consumer Loans , In onsite Associated with the leading NBFC’s (GE-SBI Cards , Citi Financial , Fullerton India , Bussan Auto & Hero Fincorp)
(Achieving the KRA targets , Empanelment of Agencies , Responsible for Agency Allocation , Vendor management , Focusing on the early collection in the early buckets , Focusing on the Rollback & Normalisation from the vintage defaulters , Repossessing the vehicles from the 90+ Accounts , Legal Initiation like LRN , Sec-9 , Sec-17 , Sec-138 & Sec – 156 , Sale of Asset process through online & offline auction , Maintaining the delinquency level within the budget , Account wise review , Joint Calls for the non workable cases , Tele calling & Field visit to work out the chronic defaulters , Reducing the exit rate in the early MOB cases , Tracking the portfolio in the various system like (FTB,RB & NS) , MOB Wise & DPD Wise , Bounce Rate Reduction , Month Wise Manual Receipt Audit , Giving training to the agencies & filed collectors , ACR Adherence to the field collectors , Publishing MIS , Monitoring the deposition TAT , Feedback Sharing to credit & sales team for minimising the Risk business , Portfolio analysis , Customer Analysis & Market Analysis are the major focussing areas , Frequent Review meetings with my seniors with proper PPT presentation , Data management is my area of passion)
ü 2018 – Prestigious IVY League , An one year graduation (with >80% Score) – Only one in Entire South
ü 2022 – Grow Workshop 1.0 - Great People Manager – Platinum Category - One year graduation
ü 2025 – Grow Workshop 2.0 - Great People Manager – Platinum Category - One year graduation
v Location Head (Sales & Collection) Grade: E2 – Bussan Auto Finance India Private Limited – Group of Mitsui, Yamaha & Axis Bank (Official Finance Partner for India Yamaha Motors) (Period: Oct 2012 – Feb 2014) , Handled Location - Trichy , Tanjore , Pudukottai , Karur , Perambalur , Attur , Ariyalur , Thiruvarur , Nagapattinam , Handled Product - TWLv Collection Manager (Senior Assistant Manager) Grade: B5 – Fullerton India Credit Company Ltd (Period: July 2009 – Sep 2012) , Handled Location – Coimbatore , Tirupur & Erode , Handled Product – PL , TWL , Mortgage & Used Carv As a Supervisor in Interpro & Enlist for Citi Financial (Period: June - 2007 to June – 2009) , (Tirupur, Salem and Erode) , Handled Product – TWL , PL & CDv As an Executive & Team Leader in Zion Marketing for GE SBI Credit Cards (Period: June -2004 to May -2006)- Trichy & for ICICI – PL (Period: June - 2006 to May – 2007) - Tanjore

Work arrangement
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