Data Modeling Speacialist

Position: Data Modelling Specialist - Underwriting
Designation: Chief Manager
Department: Data Science
Reporting To: Vice President
Work Location: Corporate Office, Goregaon East, Mumbai
Objective of the Role
To develop, maintain, and enhance predictive data models that support underwriting decisions, improve risk assessment accuracy, automate underwriting processes, and strengthen portfolio quality. The role will leverage statistical modeling, machine learning, and advanced analytics to enable data-driven underwriting and risk management within the life insurance business.
Responsibility
Design, develop and validate underwriting risk models using internal and external data sources
Build predictive models for mortality, morbidity, fraud detection, early claims indicators, and customer risk segmentation
Analyze underwriting portfolio trends and identify emerging risk patterns to support underwriting policy decisions
Develop scorecards and risk-based underwriting frameworks to improve decision consistency and turnaround time
Partner with Underwriting, Actuarial, Data Engineering, Technology, Claims, and Risk teams for model deployment and monitoring
Monitor model performance, calibration, and governance requirements, including periodic validations and documentation
Support automation and AI/ML initiatives for digital underwriting and straight-through-processing (STP) enhancement

Work arrangement
No