Associate Vice President

Job Title :: Associate Vice President – Underwriting
Experience :: 10+ Years
Location: :: Navi Mumbai
Industry :: Life Insurance
Role Overview:
We are looking for an experienced underwriting professional with strong expertise in medical and financial underwriting, risk assessment, and high Sum Assured (SA) cases within the life insurance industry.
Key Responsibilities:
Handle medical and financial underwriting of life insurance proposals within delegated financial authority limits of up to ₹2 crore.
Conduct detailed risk assessments to ensure accurate and prudent underwriting decisions in line with established guidelines.
Review high Sum Assured cases and refer them to reinsurers with the necessary documentation, risk assessments, and follow-ups on decisions.
Assess medical history, financial eligibility, and other relevant risk factors while evaluating insurance proposals.
Coordinate with regional underwriting teams, branches, IT teams, and reinsurers to ensure smooth and timely processing of cases.
Ensure compliance with medical and financial underwriting guidelines, internal policies, and applicable insurance regulations.
Support underwriting quality, risk control, and consistency in decision-making.
Key Requirements:
Minimum 10 years of experience in life insurance underwriting.
Strong hands-on experience in both medical and financial underwriting.
Experience handling high Sum Assured cases and coordinating with reinsurers.
Sound understanding of underwriting authority limits, risk assessment, and insurance underwriting guidelines.
Strong stakeholder management, analytical, and decision-making skills.
Interested candidates can share their updated CV via direct message or email at cv.hr@evokehr.com

Work arrangement
No